Bay Horizons is eager to help you turn the possibility of owning a new home into reality. To make it easier on your budgets, we offer interest-free down payments for up to twelve months.

We are happy to assist you in making that decision simple by matching your financing needs with our established and long standing bank institution partners such as Philippine National Bank, Malayan Bank, BPI Family Savings Bank, Sterling Bank, and Banco De Oro. We understand that you will be looking for the best program and interest rates possible so we partner with banks that are constantly looking for ways to tailor their services to your needs such as the convenience of making your payments in branches nearest you, even if you are stationed in other parts of the world! We are confident they can provide you with the best financing options available and make the home-buying process comfortable every step of the way.

We take pride in our ability to ensure a rewarding and successful home buying experience from start to finish.

Easy Financing Terms

Mode of Payments


Bank Financing In House Financing
10% to 20% Down Payment 20% Down Payment
(Payable up to 12 months on non-ready-for-occupancy unit) (Payable up to 12 months on non-ready-for-occupancy unit)
Balance payable for a term of 5-20 years at prevailing interest rates. Balance, payable for a term of 5-10 years at 18% per annum
Bank rates are subject to change at any given time. Please contact us for prevailing rates and financing pre-qualifications.


Additional Documents
For Locally Employed
* Certificate of Employment & Compensation
For Self Employed / Business
* ITR (last 2 years) * Business Registration
* Financial Statement (last 2 years)
For OFW's
* Latest Contract of Employment * Passport (Photocopy)
* COE & Compensation from Agency (Seaman)

  Discounts: Please call for details

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